Whoa! I finally got my 1st ever credit card — Landmark-Anson’s Credit Card. It was delivered to me in the office just this morning, before I had my second break at work.
I’m not really into credit card. Coz I’m afraid that it might drown me in too many debts — too many that I might find difficulty to settle it up.
Actually, the only reason I applied for it is because I’ll be needing it in signing-up for a PayPal account.
For me, Credit Card is like a “temptation”. Coz it tempts someone (the cardholder) to spend and spend and spend as much and as many as he/she can every time he/she see “something” beautiful and attractive in a mall, even if that “something” is not really a necessity. And if the cardholder is not a “wise spender” and doesn’t pay his/her debt on time, hmn … he/she will be having a “ONE BIG HELL OF A PROBLEM”. Tsk tsk tsk
But having a credit card doesn’t only have “disadvantages” … somehow, it also have its “advantages”. ONE MAIN ADVANTAGE of it is that, it still allow someone to purchase and get what he/she wants or needs on time, even if he/she doesn’t have enough money yet. :)
I know “Spending is SOOO EASY, but PAYING is soooo HARD”. So, my only advice to my fellow cardholders is to “SPEND WISELY”, so you guys won’t be like Rebecca Bloomwood in the “Confessions of Shopaholic” movie, who was drowned in the sea of debts because of being so SHOPAHOLIC or shopping addict! Hehe :))
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